Our Approach

Lafayette Insurance Agency, Inc. is the trusted independent insurance agency that you can depend for all your insurance coverage needs. As Oxford Mississippi’s most complete comprehensive insurance agency, we offer all types of insurance coverage.

Lafayette Insurance Agency, Inc. measures success by building client relationships one step at a time. Insurance can be confusing and difficult to understand, so our approach is first to access and educate before guiding our clients to the appropriate insurance products available for their protection needs. Our commitment to each and every client is provide quality insurance coverage at the most lowest insurance premium possible.


Our Story

Our agency is built on generations of service and the commitment to our insurance clients needs above all. We place you and your family’s insurance needs at the center of every coverage recommendation.  


Meet the Agents

Our team of independent agents has the experience and the ability to serve you with industry knowledge, professionalism and the commitment to serve. 

Ramesh Retnam –

Co-Founder/President of the Property & Causality Division

Ramesh Retnam can only be described as a man that is constantly on the move. Propelled with a servants heart, his endless energy and enthusiasm have fueled his actions and achievements throughout his life. Ramesh is a principal partner of the Lafayette Insurance Agency and serves as President of the property and casualty division. Ramesh is enthusiastically engaged in offering all his services to the future clients of Lafayette Insurance Agency, Inc.

Ford McElroy –

Co-Founder/President of the Life & Health Division

Ford McElroy brings over 17 years of solid industry experience to Lafayette Insurance Agency, Inc.  As a second generation insurance professional as well as a Certified Blue Cross & Blue Shield Mississippi Agent, he possesses the knowledge and ability to guide Lafayette Insurance Agency, Inc. as its President and co-founder. Although Ford provides insurance for all life, accident and health product,  his main focus is in providing and managing employee benefits for all group coverage. Ford looks forward to building new relationships with his neighbors of Oxford and Lafayette County. Oxford has quickly become the new home for He, Chrissy and the girls.