Auto Insurance

What They Do

Oxford Auto Insurance is one of the most important types of insurance to have. Nearly 85% of the US population is a licensed driver making driving in the United States the most popular mean of transportation. Oxford car insurance at Lafayette Insurance protects you if you are in an accident. Oxford car insurance will help you pay for damages to your car, yourself, others, and property that was harmed in the accident. 

What is it?

Oxford auto insurance is any type of insurance or protection on cars, trucks, motorcycles and, any other road vehicles. Oxford car insurance helps to provide financial protection against physical damage to a car or bodily injury from an accident. Oxford car insurance also helps to protect people from liability that could come from traffic collisions. Oxford car insurance is a contract between you and Lafayette Insurance.

Why you need Oxford car insurance

It is necessary for you to have Oxford Auto insurance for many reasons. Below are just a few of the main reasons why you need Oxford car insurance: 

  1. It is required by law in most states to have car insurance. Most states have a minimum auto liability coverage limit that drivers in that state are required to have. 
  2. Oxford car insurance will help pay for losses like the other party’s medical bills, damage to their vehicle, or other property that was damaged from the accident. If you are found at fault in a car accident and do not have car insurance, you will have to pay out of pocket and can damage your driving record. It is extremely important to have liability coverage to help offset costs from an accident
  3. If you are leasing a vehicle, it is likely your lender will require you to have some sort of collision coverage or comprehensive coverage. This Oxford car insurance will help protect you and your lender if an accident occurs. 
  4. Oxford car insurance not only helps protect you but also your passengers. Medical payments coverage will help pay for your medical bills but also any passenger in your vehicle that got injured from the accident. This oxford car insurance coverage can help pay for hospital visits, doctor bills, and surgery. 

Lafayette Insurance experience Policies?

At Lafayette Insurance, we offer some of the best Oxford auto insurance policies to make sure you are protected and insured in Mississippi. We know that insurance is unique to the person and their individual situation, Lafayette Insurance takes the time to sit down with clients to understand their needs to create a policy that fits their situation. Oxford car insurance is one of the top insurance policy’s that we have as car insurance is required in Mississippi. Call or stop by today to learn more about how we can assist you with Oxford Car Insurance!