Independent contractor insurance helps protect independent contractors against liability claims and any injuries that may occur during construction or renovations. An Independent contractor is a person, business, or corporation that provides goods or services under a written contract or verbal agreement. They do not work regularly for an employer but rather when work is required or if someone asks for their service. Independent contract insurance is insurance that almost all independent contractors have.
Independent contractor insurance according to Investopedia.com is any type of insurance that provides protection for the general liability, business operations, or business property of an independent contractor. In short, independent contractor insurance helps protect independent contractors’ businesses from liability claims.
If you are an independent contractor, it is necessary for you to have independent contractor insurance. As an independent contractor, you can get sued and held liable for damages like any other small business owner. Below are reasons why you need independent contractor insurance:
At Lafayette Insurance, we offer independent contractor insurance whether you work for yourself, a small business, or a large corporation. We know that as an independent contractor, you can be liable for damages to property or injuries of workers. Lafayette Insurance wants to help you ensure that you are protected from liability claims. Not only will Lafayette Insurance make certain that you are protected but also your clients. This type of independent contractor insurance will help you get hired quickly and easily as it is important for clients to see you have a strong independent contractor insurance policy. If you are an independent contractor in Oxford, Mississippi, call Lafayette Insurance today to learn more about our Independent contractor insurance policies