Our Approach

Lafayette Insurance Agency, Inc. is the trusted independent insurance agency near me that you can depend on all your insurance coverage needs. As Oxford Mississippi’s most complete comprehensive insurance agency, we offer all types of insurance coverage.

Lafayette Insurance Agency, Inc. measures success by building client relationships one step at a time. Insurance can be confusing and difficult to understand, so our approach is first to access and educate before guiding our clients to the appropriate insurance products available for their protection needs. Our Commitment to each and every client is providing quality insurance coverage at the lowest insurance premium possible.

Meet the Agents

Ramesh Retnam

Founder/President of the Property and Casualty Division

Ramesh Retnam is a man who can only be described as always moving. With the heart of a servant, his endless energy and enthusiasm has pushed his actions and achievements through his life. Ramesh is a senior partner at the Lafayette Insurance Agency and serves as President of the property and casualty section.

Oxford Insurance, Oxford Mississippi

Insurance is important and necessary to have wherever you live. Even in the small town of Oxford, MS, Oxford Insurance Oxford MS is something homeowners, contractors, and car owners are looking for. Oxford MS Insurance is highly sought after for the best policies in Oxford, Mississippi. At Lafayette Insurance, we have been in the North Mississippi area for over 15 years, and we understand what our clients are looking for at Oxford Insurance Oxford MS.

What they do

Insurance is highly sought after in Oxford, MS. To find some of the best insurance policies here in Oxford, Mississippi, choose Lafayette Insurance Agency. We are the independent agency you can trust. At Lafayette insurance, we have been in the North Mississippi area for over 15 years and understand what our clients are looking for in Oxford Insurance.


Insurance is important and necessary to have no matter where you live. Even in a small town, insurance is something homeowners, contractors and car owners are always on the search for.

Why you need Oxford insurance oxford ms

If you are a community member of Oxford it is necessary for you to be protected whether it be a car, independent contractor, or home insurance. Lafayette Insurance Agency has a lot of policies to offer for unique situations and to meet needs for each and every client. Even in this small town, Oxford insurance is important to have so you can stay protected against theft and damage.

Lafayette Insurance experience

At Lafayette Insurance, we understand Oxford Insurance and what community members search for in their insurance policies. After serving the area for over 15 years, Lafayette Insurance has curated some of the strongest policies for Oxford Insurance to help tailor to the people of Oxford. These policies include car, vehicle, independent contractor, and home insurance to ensure that you are protected from theft, liability, and damages. Call Lafayette Insurance today to learn more about our unique insurance policies!