Auto Insurance

Lafayette Insurance Agency offers auto insurance in Lafayette County. With years of experience, we are dedicated to providing our customers with the best possible coverage. Our team of experts is always available to help you make the right choice.

What They Do

Auto Insurance is one of the most important types of insurance to have. Nearly 85% of the US population is a licensed driver making driving in the United States the most popular mean of transportation. Car insurance at Lafayette Insurance protects you if you are in an accident and will help with the expenses for damages to your car, yourself, others, and property that was harmed in an accident.

What is it?

Auto insurance is any type of insurance or protection on cars, trucks, motorcycles and, any other road vehicles. Car insurance helps to provide financial protection against physical damage to a car or bodily injury from an accident. Car insurance also helps to protect people from liability that could come from traffic collisions.

Why you need Auto Insurance?

It is necessary for you to have Auto insurance for many reasons. Below are just a few of the main reasons why you need car insurance:

• It is required by law in most states to have car insurance. Most states have a minimum auto liability coverage limit that drivers in that state are required to have.
• Car insurance will help pay for losses like the other party’s medical bills, damage to their vehicle, or other property that was damaged from the accident. If you are found at fault in a car accident and do not have car insurance, you will have to pay out of pocket and can damage your driving record. It is extremely important to have liability coverage to help offset costs from an accident.
• If you are leasing a vehicle, it is likely your lender will require you to have some sort of collision coverage or comprehensive coverage. Car insurance will help protect you and your lender if an accident occurs.
• Car insurance not only helps protect you but also your passengers. Medical payments coverage will help pay for your medical bills but also any passenger in your vehicle that is injured from the accident. Car insurance coverage can help pay for hospital visits, doctor bills, and surgery.

Lafayette Insurance Experience

At Lafayette Insurance Agency we work with you in order to figure out the best homeowners insurance policy for you and your family. Lafayette Insurance Agency has been a key provider in homeowners insurance in the Oxford area for some time now and we only recommend policies that make sense for you based on your own needs and depending on your situation. Lafayette Insurance Agency main concern is that the homeowner’s insurance includes only what is necessary and won’t try to trick you into a higher price, unlike the bigger insurance companies. We focus on everything from a tornado to a thief and will make sure you can go about your day-to-day life worry-free.